Work We Do

Mothers define the emotional and financial stability of the next generation. They manage the family’s long-term well-being, live beyond their spouse, see risks that outsiders overlook, and require a plan of preservation. While children, investment strategies, homes and markets fluctuate and move, she requires the predictability, aligned timing and private control of our problem-solving. We focus on continuity, certainty and outcomes.  She’s planning for the family’s stability and resilience: we provide her a guaranteed pool of resources purchased at discount

Founders need to ensure their company is not dismantled by taxes, timing, or circumstance. We ensure family has capital and options to maintain control, without forced sales or unwanted partners.  The business is often the largest, most illiquid asset a founder owns. Strategic planning ensures leadership continuity, liquidity when the family needs it most, capital to keep operations stable, time for the next generation to step in or step back. A founder’s life work creates freedom, choices, and stability for the people they love: we apply the most cost-effective way to guarantee that — adding structure, liquidity, and protection to the empire built. We appreciate founders continue to build new companies and take concentrated risk – it’s their DNA

Investors look to enhance returns on a portion of their portfolio, reduce and eliminate taxes, take more risk in private and illiquid investments, fund acquisitions, seize time-sensitive opportunities without liquidating assets. Investors seek most efficient use of capital, inherent leverage and tax-advantaged location. They want quantitative, results-focused cost-effectiveness. They need portfolio diversification, and benefit from our non-correlated, ultra-safe asset class. We provide guaranteed liquidity at a fraction of the cost of holding cash or selling assets. Investors look to private placement life insurance to protect high-tax alternative assets

Inheritors require time and a source of liquidity to cover taxes and obligations to keep what the family spent decades building, together. Families prefer not to rush to sell investments, real estate, or a business just to cover taxes or obligations. They seek to prevent conflict amongst family members by ensuring there is enough liquidity. Rarely is great financial success replicated in consecutive generations: our families need time to learn, time to understand bigger picture, and time to make wise decisions instead of hurried ones. We plan with a guarantee that no accountant, attorney or investment advice can replicate

Private Equity Partners with Carry require a timing and liquidity tool to prevent forced liquidation, covers estate taxes while leaving interests untouched. We build a plan to protect for continuity, against funds buyouts and redemptions. Without touching fund economics, we create intergenerational planning, flexibility and source of cash. We ensure family lifestyle is supported, no matter what. We plan with a tool for capital preservation when everything else is complicated, illiquid, or emotionally charged. We balance guaranteed liquidity for their long-term asset

Business Owner Families must ensure a smooth transition of ownership and leadership across generations, separate family fairness from business, and retain business in family hands. Planning strengthens both the family and the company and includes buy-sell agreements, estate tax funding, leadership transitions, capital needs during generational shifts, and protection of employees and key relationships

Real Estate Families seek control across generations and liquidity that protects the family, not the estate. A unique complexity of multiple entities (LLCs, LPs, trusts), illiquid holdings and concentrated positions, co-ownership among siblings or partners, transition risks across generations, exposure to estate taxes, partnership disputes, and creditor environments requires structures to protect the assets and to protect the people in the family

Philanthropic Families need to turn dollars into several multiples of impact, protect their giving from market volatility, ensure large gifts are delivered without drawing from family capital and create endowments without requiring asset liquidation. We ensure influence and impact becomes a permanent part of the family’s identity. We help world-changing families by creating the liquidity, structure, and certainty their mission needs to last generations

Foreign National & Cross-Border Families face difficult challenges of multi-country taxation, forced heirship, illiquid assets, political and currency instability, government interference, slow probate systems, and the need for immediate liquidity across borders. We provide certainty, privacy, and control—delivering U.S.-dollar liquidity exactly when and where the family needs it. We design structures that ensure global legacy transfers exactly as intended and protect from repetitive taxation. When assets sit in multiple jurisdictions with conflicting tax regimes, we provide instant, tax-efficient liquidity that heirs can use to meet local obligations without disturbing global holdings. Among global high-net-worth families, U.S. insurance is considered one of the strongest credit-protected assets in the world, backed by highest-grade carriers, strong capital reserves, and a regulatory environment more reliable than their home countries. For multinational families, fragmentation is an exposure to solve