Who We Serve

Businesses & Organizations

Owners need a chief architect to help them design a path forward, to protect against downside risk, and to create intended outcomes on their terms. Owners also need a general contractor to coordinate all advisors and implement the planning. Business owners require visibility on an array of planning options and help with strategic and financial issues that arise in growing and transitioning their businesses.

Architecture For Business Owners

A coordinated transition plan protects ownership and management continuity, family wealth and fairness, employees, clients, and future leadership - cementing the long-term value of the business.

Life insurance ensures the business stays stable and the family has options. It creates immediate liquidity, funds buyouts, prevents conflict, protects key leaders, and is one of the most efficient financial tools available.

We focus on tax-efficient sales, succession and liquidity strategies. We protect the business, the family and key people from unexpected events. We ensure continuity by guiding owners through growth, transition, and eventual exit, design tax-efficient sales, succession, and liquidity strategies.

Architecture For Business Owners

A coordinated transition plan protects ownership and management continuity, family wealth and fairness, employees, clients, and future leadership - cementing the long-term value of the business.

Life insurance ensures the business stays stable and the family has options. It creates immediate liquidity, funds buyouts, prevents conflict, protects key leaders, and is one of the most efficient financial tools available.

We focus on tax-efficient sales, succession and liquidity strategies. We protect the business, the family and key people from unexpected events. We ensure continuity by guiding owners through growth, transition, and eventual exit, design tax-efficient sales, succession, and liquidity strategies.

Executive & Key Employee Solutions

  • Split Dollar Life Insurance

    We implement a cost-effective benefit for private and non-profit organizations to attract and retain key leaders, to avoid the 21% excise tax and to provide tax-advantaged additional savings. We solve for flexibility, portability and customization.

  • RSUs/PSUs & Deferred Compensation

    We help executives regain control over tax timing and diversify concentrated stock positions using properly structured nonqualified deferred compensation plans.

  • Specialized Solutions for Non-Profits & Healthcare

    We design competitive executive benefit programs for hospitals, physician groups, academic medical centers, and mission-driven organizations that cannot offer equity and face restrictive tax rules.